All Payday Articles

Predatory lending is costing families billions of dollars each year. Usury laws are aimed at cracking down on lenders gouging consumers with a prohibitively-priced payday loan.

How many times have you heard the age old saying, “money doesn’t grow on trees?” As cliché as the saying might be, it is definitely true! However, there are payday lenders out there willing to help you access money in times of need.

Whether you find yourself drowning in mortgage payments or up to your neck in credit card debt, sometimes borrowing money is your only option. But what do you do if you have a bad credit history?

Borrowers will find that applying for a faxless payday loan is now easier than ever before. An increasing number of payday lenders are eliminating the need for a borrower to fax or submit paperwork by offering this service online.

In today's world where credit-desperate consumers face a barrage of ads offering fast and easy cash, shopping carefully and comparing offers take on added importance.

For individuals suffering with poor credit, the road back to good credit is a long and hard journey. But, with a good strategy, a determination to succeed, and the implementation of effective saving and budgeting techniques, there is good reason to have hope for the future.

Unfortunately, we live in a credit-based society and having no credit or bad credit has many consequences. Whether a person is just starting out, or they have stumbled along the way, it is imperative to work towards building a good credit report.

Payday loans are meant to be a band-aid to help you get out of financial difficulties in the short-run. It is important to compare costs offered by different payday loan companies as the convenience of these fast and easy emergency loans comes with an added cost.

Many of us have enough difficulty managing our monthly expenses, so it might seem like wishful thinking to have an emergency fund available to us. However, setting aside money for emergency purposes can help you avoid financial problems in the future.

Instant online payday loans or no teletrack payday loans are a good solution in times of unexpected emergencies. The good part is that lenders generally do not require a credit check for borrowers to be approved of an online payday loan.

In some states, new laws have been developed to protect consumers from predatory lending and other complication that can arise from careless use of payday loans. Learn more about legislation and public opinion on payday loans.

Payday loan companies have been able to tap into a huge market of consumers who have been traditionally ignored by lenders. Understand how the cash advance model allows lenders to offer quick cash in the form of payday loans.

Whether you call it a cash advance, a payday loan, a check advance, or a deferred deposit check loan, you’re speaking of the same product. Read the top ten reasons for taking out a payday cash advance loans.

Become familiar with common credit repair myths and get to know the real facts about repairing bad credit. Also, find out how to go about removing bankruptcies, liens, judgments, foreclosures or bad loans from your credit report.

Payday loans are a good option for those in need of quick cash. But, before taking out a payday cash advance loan, there are a few things to take into consideration. Become familiar with the cash advance process along with the advantages and disadvantages.

Financial tips to help consumers become more acquainted with their cash flow situation. Find out how borrowers can set goals, track expenses, and plan a budget to effectively manage their personal finances.

Payday lenders generally have the same requirements and criteria that need to be met to be approved for a payday loan. To save time, find out all that is required to be approved for a payday loan before beginning the application process.

We understand that the average consumer may not fully understand how payday loans work and how rates are calculated on your loan. Use this overview to calculate the real rate or APR expense charged on your payday loan.

With mortgage payments, car insurance, gas, food and other living expenses, the average American’s financial situation is quite complicated. It’s no wonder that some individuals have to resort to payday loans. Use these tips to determine your budgeting short-falls and correct them!

When the roof leaks in the middle of rainy season, there’s no better way to supplement your income than an emergency payday loan. Find out when payday loans are a good choice and how lender fees and rates are determined.