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Hey, welcome to PCAL (that’s what we call it). My name is James and I run the blog here. I’m just a 28-year-old guy trying to make it in this crazy world of ours. Like many others out there, I’ve had some financial troubles, and have dipped into the world known as payday loans. In college, I studied finance (with a minor in creative writing), so I’ve joined the team at Payday Cash Advance Loans to write about my thoughts and experiences with getting these short term loans, as well as to offer my tips and advice.

I hope you enjoy my blog, and if you’ve got any questions or comments, please feel free to ask them.

The Payday Loan Transaction Simplified

by James on April 14, 2009 | Payday Loans

In an ever more competitive world, saving pennies for a rainy day is sometimes easier said than done.  When the going gets tough, cash-crunched Americans can turn to payday loans to get going.  A payday loan is a small, unsecured loan in an amount ranging from $100 to $1500 that borrowers take against their paycheck and repay on the following payday, or in two weeks. 
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Types of Bad Credit Loans

by James April 14, 2009 | Personal Finance

Life comes at you fast, and regardless of your credit history, there may come a time when you need an emergency loan. Although you may have a bad credit history, not all is lost. Thanks to bad credit loans and cash advances, you can receive money when you most need it.

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Tips on Cherry-Picking the Right Payday Lender

by James April 14, 2009 | Payday Loans

When hard financial times come knocking on their door, most Americans heed the call and look for viable solutions.  Fast cash, also known as a payday loan or cash advance offers one of the most secure, reliable, and cost-effective ways to tackle short-term and unforeseen monetary emergencies.  In light of the multiplicity and proliferation of [...]

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Personal Loans: Bridging the Financial Gap

by James April 14, 2009 | Personal Finance

For many Americans, financial speed bumps often come unannounced and bring their lives to a virtual standstill.  At least, that is, until they find a way to overcome the monetary hurdle.  To rev up their financial engine and run on four cylinders again, an increasing number of cash-strapped consumers are turning to personal loans.  These [...]

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Emergency Cash Loan: The Benefits and Purposes

by James April 14, 2009 | Personal Finance

When financial emergencies, such as automotive repairs, missed credit card bills or medical expenses arise in life, as they tend to, many people dip into their savings account in order to finance the unexpected costs, or do they? The truth is that most people don’t even have a savings account to fall back on during [...]

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Payday Loan Best Practices & Responsible Lending  
 
 
Payday Cash Advance Loans .biz adheres to the Industries Best Practices and Responsible Lending regulations. Find out more information about The Community Financial Services Association of America and Guidelines for Payday Lending.

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